nav-left cat-right


Compliance Disclosure

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Bill Oakes EA, CFP®.. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation.

This site provides links to other websites for the convenience of our users. Bill Oakes EA, CFP®. has no control over the accuracy or content of these other websites.

Important Consumer Information

Bill Oakes EA, CFP®.and its representatives may only transact business in a particular state after licensure or satisfying qualification requirements of that state are met, or only if they are excluded or exempted from the state’s investment adviser and its representatives requirements, as the case may be.

Fee-only financial planning and investment advisory services are offered through Bill Oakes EA, , CFP®, a registered investment advisory firm in the state of California. The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of California or where otherwise legally permitted. We are legally empowered to provide investment advisory services to residents of California.

Privacy Policy

Bill Oakes EA,CFP® collects non-public personal financial information about its clients from the following sources:

  • Information clients or their legal agent provide to complete their financial plan;
  • Information clients provide in agreements, account applications, and other documents completed in connection with opening and maintenance of accounts;
  • Information clients provide orally; and
  • Information received from third parties, such as brokerage firms or custodians, about client transactions.

Bill Oakes EA,CFP® does not disclose non-public personal information about clients to anyone, except in the following circumstances:

  • When required to provide services clients have requested;
  • When clients specifically authorize the Firm to do so in writing; or
  • When permitted or required by law.

To ensure security and confidentiality, Bill Oakes EA,CFP® maintains physical, electronic, and procedural safeguards to protect the privacy of its clients.

Copyright Notice

All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner. Certain text and articles: ©2010 The Garrett Planning Network, Inc., Sheryl Garrett, Principal. Other text, articles and logos are indicated, ©2012 Bill Oakes EA,CFP®.